Truck Insurance is an essential part of any transport business. If your livelihood depends on your truck, having the right truck insurance in place is critical so you can get back on the road faster.
Truck and trailer insurance is a major expense to any business in the industry, so it's important to understand what the insurance offers, and whether it meets your requirements. Our friendly team of experts understand the commercial trucking business and will work with you to tailor an insurance package from a range of insurers to precisely meet your needs and your budget.
Truck insurance coverage options available
Full Comprehensive
Covers for loss and damage to your truck plus third party
injury and third party property damage whilst driving
your truck.
Third Party Only
Covers for third party injury and property damage only
Insuring all types of trucks and trailers
Trucks
- Prime Movers
- Rigid trucks (compactor body, pantech, tautliners , refrigerated, tippers, tankers, concrete agitator, table tops/trays, tow trucks, crane trucks, and mobile cranes)
Trailers
- Pig trailers (1-2 axles - middle of trailer)
- Dog trailers (2-4 axles - front and rear of trailer)
- Articulated/Semi trailers (tautliners, flat beds/low loaders, Refrigerated,skel’s, pantech, livestock, tankers, car carrying)
Calculate your radius of operations
Your radius of operations is one of the risk factors that insurers take into consideration when determining your truck insurance premium.
Transport occupations we can consider
Occupations including but no limited to:
Truck Insurance FAQ's
How much does truck insurance cost?
The cost of your truck insurance depends on numerous factors including the type of goods carried , business experience/claims history, radius of operations , and the sums insured limits. Truck operators that are perceived as riskier will usually pay a higher policy price. Truck Insurance Brokers is able to tailor a policy to your needs which can be suited to your budget. We have access to all Australian insurers and underwriters, including overseas markets.
The easiest way to get a price for your truck insurance is to call our office on 1300 276 628 or request a call back
Can i pay my truck insurance with monthly instalments?
Of course! At Truck Insurance Brokers, we know that paying your insurance premium in manageable monthly instalments can really improve your cash flow. Interest and application fee applies.
Our Premium Funders:
- Premium Funding
- Macquarie Pacific Funding
- Elantis Premium Funding
Can i get truck insurance online?
How long does it take to get a truck insurance quotation and get covered?
Truck Insurance Brokers do not provide cover-notes unless you're an existing client.
Why do I need to provide a claims history?
If you're an existing transport business with continuous truck insurance , you need to provide us with a claims history to prove your No Claim Bonus rating. If your business has been operating with continuous truck insurance for over 5 years , then a 5 year claims history will need to be provided. If operating for 3 years, then a 3 year claims history will need to be provided.
Insurers will require proof of this within 30 days. If a claims history cannot be provided then the insurer has the right to cancel from inception or charge you an additional premium.
For truck fleets with 10 or more trucks , a claims history will need to be provided to our Brokers in order to gain quotes from our truck insurers.
New ventures don't need to supply a claims history.
Can i cancel my truck insurance policy?
Yes.
If the policy is cancelled by you mid-term before expiry of the insurance, Truck Insurance Brokers reserves the right to refund to you the net return premium we receive from the insurer. Importantly, we will not refund any part of the brokerage or fees we receive from the insurer for arranging the cover for you. A broker service fee may also be
charged to process the cancellation.
If you have used a Premium Funding Company to pay the premium by monthly instalments, then they may charge you the full interest applicable to the contract, (detailed in the Loan Application Agreement), if you cancel the policy mid-term or by the Premium Funder cancels due to payment defaults. Before you cancel a policy you should phone our office to discuss fees & charges applicable.
What truck insurers do you have access to?
Truck Insurance Brokers have access to the following truck insurers:
- National Transport Insurance
- Global Transport
- ATL Insurance
- Zurich
- Allianz
- Pen Underwriting
- HMIA
- Trucking Solutions
- Fleetsure
- QBE
My current truck insurance has expired, can you provide a quotation?
Truck Insurance Brokers will not provide a quote if your current policy has expired. We will only provide a quotation prior to due date/expiry.
